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Treasury bills,
yield up front.

Short-term debt of the Federal Government of Nigeria, bought at a discount and worth ₦100 of face value at maturity. The yield is shown before you buy — no branch queue, no guesswork.

19.00%
best yield, 364-day
3
tenors to choose from

Treasury bill yields

by tenor · live
16%19%21%90d180d270d365d17.02%17.80%19.00%
Choose a tenor

Three bills. One decision: how long.

Calculator

See what your naira becomes.

Enter an amount and a tenor. The numbers use today's live indicative price.

₦
Tenor
Face value at maturity
₦1,189,484.95
on 23 Sept 2027
Return
+₦189,484.95
Annualised yield
19.00%
Price today
₦84.07 per ₦100
Buy 364-day

Illustrative, at today's indicative price if held to maturity. Excludes fees and tax.

How it works

Simple by design.

01

Buy at a discount

A bill costs less than its ₦100 face value. The gap between what you pay and ₦100 is your return.

02

Hold

Pick 91, 182 or 364 days. Your yield is set by the price you pay, so you know it up front.

03

Receive face value

At maturity the bill is worth ₦100 of face value per unit. Or sell earlier on the order book at the market price.

Ladder

Cash back on your schedule.

Split an amount across every tenor so part of it comes back at each maturity — money on hand without giving up yield.

Spread evenly across 3 tenors
₦
Blended yield
17.94%
  1. 24 Dec 202691-day · 17.02%
    ₦1,042,426.77 from ₦1,000,000
  2. 25 Mar 2027182-day · 17.80%
    ₦1,088,731.63 from ₦1,000,000
  3. 23 Sept 2027364-day · 19.00%
    ₦1,189,484.95 from ₦1,000,000
Total face value₦3,320,643.35 (+₦320,643.35)

Illustrative, at today's indicative prices if each is held to maturity. Excludes fees and tax.

Questions

Good to know.

Nigerian Treasury bills are short-term debt of the Federal Government of Nigeria, issued through the Central Bank of Nigeria.

Put idle naira to work.

Open an account in minutes and buy your first Treasury bill with the yield shown up front.